Kathmandu. Share market analyst Manish Aryal said that the monetary policy is market-friendly. The monetary policy for the upcoming fiscal year 2083/84 is stock market-friendly.

Aryal said that due to the provision made in the Monetary Policy, the banks can now disburse more loans .

‘Banks can lend more . Talking to Finance Concern, Aryal said, “Now the situation of banks with the capacity to give loans has ended in the pretext of ratio or that ratio.” ’

Similarly, Aryal said that the banks can now lend and can lend widely.Likewise, the single subscriber limit of share mortgage loans has been increased from Rs 150 million to Rs 25 crore in thecurrent fiscal year.

, on the other hand, The bank has taken the policy of } monetary policy to increase the flow of loans and dividend-distributing shares, Aryal said. Overall, he said, it would be good for the market.

Changes and Effects on Monetary Policy:

1. Eliminate the unlimited liability from the personal guarantee on business loans,

Impact: The possibility of increasing the attractiveness of the loan by creating a limited liability towards the loan.

2. Flexibility in the provision of blacklist due to dishonour of cheques,

Effect: Most of the blacklisted individuals or organizations will be able to get from the bank

3. Management of Bad Loans,

Impact: Passive debt management helps to expand the business by reducing the pressure on capital.

4. Share loan limit to be determined on the basis of strength of the organization,

Impact: Institutions with the ability to lend more shares than in the past.

5. Personal Share Debt Limit

Effect: Buyers will increase in the stock market.